From checking to savings, CD’s to loans, banks are an integral part of our daily lives. With so many firms out there, there is usually an institution that fits your needs. From direct deposit, overdraft protection, debit card rewards, automatic savings; it’s an almost endless list. When shopping for a mortgage or another type of loan product, some banks make it a requirement to have an account with them to be considered for approval. Some even ask to setup and automatic withdrawal for your payments.